SPECIAL EVENT INSURANCE COVERAGE

No event is too large or too small. Whether you need coverage for a wedding, corporate gathering, or community fundraiser, having the best special event insurance available provides you and your guests peace of mind.

SPECIAL EVENT INSURANCE FAQ

WHAT IS SPECIAL EVENT INSURANCE? 

We love offering our partners solutions that reduce the stress of event planning. In this case, we provide individualized special event insurance customized to your occasion and location that may mitigate financial risks should the unknown surface. 

Our goal is to provide our partners with peace of mind while assisting individuals, party and event planners, agents, and brokers in meeting the stringent requirements set by most venues, which include property damage and liability coverage. Here, we curate insurance for single-day events or festivities as long as ten days.

WHAT DOES SPECIAL EVENT INSURANCE COVER?

With our 30 years of experience, we can help you create a special event insurance plan for your experience or wedding that may protect you against financial losses caused by:

• Event-related lawsuits
• Claims made related to bodily injury of others
• Property damage to the rented premise
• Advertising or reputation injuries
• And other potential issues

WHAT KIND OF SPECIAL EVENT INSURANCE DO I NEED? 

We provide special event liability insurance through a Commercial General Liability (CGL) policy, often called a Spectator or Public Liability Policy. Generally, CGLs satisfy the requirements of most rental locations.

Still, we understand every event requires unique coverage. We encourage planners to reach out if they need advice on what kind of insurance they need for their special event. The factors to consider when considering special event insurance include: 

• The type of event and its risks
• The size and the attendance count
• Its location 
• Cover limits and scope
• How long the event lasts
• Vendor or contractor information
• And other custom needs and endorsements 

Should you need coverage immediately, we invite you to complete an online application describing the occasion to speed up the process. You’ll receive a quote once you finish the application. 

WHAT SPECIAL EVENT INSURANCE ENDORSEMENTS DO I NEED? 

Usually, the special event liability insurance we provide through a CGL policy meets most endorsement needs. If it doesn’t, we may recommend the following additions: 

• Cancellation or postponement insurance
• Liability and accident insurance
• Liquor liability or food liability insurance
• Property and event equipment insurance 
• And other endorsements tailored to your event

HOW DO I GET SPECIAL EVENT INSURANCE? 

We proudly offer a simple online resource for nationwide events, allowing agents/brokers, party planners, or individuals to instantly receive a quote and bind coverage. 

If our online event insurance product doesn’t meet your specific needs, our team can create a custom insurance solution for your occasion. 

We also encourage anyone to contact the Event Insurance Now team with additional questions or special requests. You can call us at (877) 305-5040 or apply for special event insurance online at your convenience.