Homeowners Insurance

Every residence requires an individualized solution, so we collaborate with our clients at their own pace to ensure we find the homeowners insurance that works for you. That’s why we offer the following benefits to new and seasoned homeowners: 

• Insurance for private homes
• Insurance for condos 
• Insurance for mobile homes 
• Insurance for first-time homebuyers
• Insurance for vacation homes and short-term rentals
• Insurance for unique homes 

Contact our team today to assess your current insurance coverage. We will work with you to select the right insurance company and products designed for you, whether you need to switch to a new provider for savings or open a new plan. 

WHAT IS THE FIRST STEP TO CONSIDER WHEN BUYING HOMEOWNERS INSURANCE?

We work with members nationally to ensure homeowners insurance offers solutions designed for their area and structural needs. Unlike mass-market insurance carriers that often leave coverage gaps, we give families the time they need to ensure all parties understand their requirements to deliver the best results. 

That’s why we’re making the first steps of buying homeowners insurance easier by working alongside you directly. Generally, those initial steps include: 

• Scheduling a meeting with one of our insurance experts to discuss your needs. 
• Working with your agent to assess your property value, compare policies, and discuss rates and premiums. 
• Complete an application—an agent will follow up to explain your policy’s underwriting and if an inspection or other details are needed. 
• Review your policy and contact your insurance agent with any questions. 
• Activate your homeowner’s insurance policy.

WHAT TYPES OF HOMEOWNERS INSURANCE DO YOU OFFER?

We are a solutions-based insurance company operating nationally, curating a wealth of different homeowners’ policies made to individual conditions. This includes plans with required local endorsements. 

We are a solutions-based insurance company operating nationally, curating a wealth of different homeowners’ policies made to individual conditions. This includes plans with required local endorsements. 

Contact us to discuss the following homeowner insurance options: 

• Foundational coverage for a single-family home. 
• Renters insurance for leaseholders. 
• Coverage for condominiums and townhomes. 
• Policies for mobile or manufactured homes.
• Specialized coverage for more aged houses. 
• Additional coverage for flooding, fires, earthquakes, and other qualified events. 
• And more.

We may offer other homeowner insurance products with potential reimbursements based on specialized requirements. We invite you to schedule a complimentary consultation with an insurance expert to learn more. 

WHAT DOES HOMEOWNERS INSURANCE COVER?

The benefit of working with our insurance team is that we take our time to understand your conditions to deliver the best possible policy. Depending on your plan, homeowners insurance may cover the following:

• Dwellings: This element may protect your residence from natural disasters, theft, vandalism, and other qualified circumstances. 
• Other structures: This may cover unattached garages, sheds, fences, and other eligible structures. 
• Personal property: This may help homeowners repair or replace damaged or stolen property.
• Loss of use: This feature may provide temporary living assistance while a residence is being repaired. 
• Personal liability: This policy offers potential payments for property damage or harm caused by a policyholder. 
• Medical payments: Coverage that may provide insurance payments if someone is injured on your property. 

Specialized endorsements: Insurance that’s offered under specific circumstances based on individualized needs surfaced during an assessment.

HOW MUCH HOMEOWNERS INSURANCE DO I NEED?

Working directly with an experienced insurance agent is the best way to understand how much homeowners insurance you need or are required to have. We’ll help you: 

• Understand the cost of your home.
• Provide coverage that may cover your personal belongings.
• Discuss liability coverage, Additional Living Expenses (ALE) plans, and other endorsements. 
• And various other aspects like the deductible, premiums, and other coverage conditions. 

Whether you’re a first-time homeowner or own multiple homes, we’re always eager to meet new faces. Schedule a complimentary consultation to discover the difference working with the right insurance partner can make. 

Contact our experienced and knowledgeable team to learn how the right insurance can protect your assets.