Insurance for Hotels and Motels
Whether you run an elegant bed and breakfast, a lavish hotel, or a boutique motel, our hospitality insurance programs are individualized to your business and its needs. Contact us today to receive a complimentary quote for coverage curated for your accommodations.
Hospitality
INSURANCE FOR HOTELS, MOTELS & MORE
We understand the risks and challenges the hospitality industry faces when seeking an insurance solution that covers the unpredictable variables of owning a hotel or motel.
At JD Fulwiler & Insurance Company, we’ve established extensive national partnerships with the top lodging insurers to ensure we can create a policy that closes the gap on unique liabilities while adding peace of mind. As a result, offer insurance that supports your:
- Hotel
- Motel
- Bed and breakfast
- Resort
- Spa
- Boutique inn
- Independent lodge
- And other guest accommodations
We’re here to review your business, evaluate existing coverage, identify gaps, and recommend a hospitality insurance solution with elevated protection. Contact us today to get started.
HOSPITALITY INSURANCE PROGRAMS FAQ
WHAT IS HOTEL AND MOTEL INSURANCE?
This type of insurance is specifically designed to meet the needs of the lodging industry. At JD Fulwiler, we take a tailored approach to hotel or motel insurance. This allows us to limit or eliminate your financial losses from guest and employee-related liabilities with custom coverage.
WHAT TYPES OF HOSPITALITY INSURANCE SHOULD I CONSIDER?
All of our policies are tailored to your business. Depending on the policy and property, hospitality insurance may include:
AUTO LIABILITY INSURANCE
Our hospitality insurance programs can provide business auto insurance, whether you’re using vehicles for standard employee practices or running a shuttle fleet to enhance the guest experience.
COMMERCIAL PROPERTY INSURANCE
Our hotel and motel coverage delivers complete security against unforeseen circumstances, including potential compensation for eligible events such as:
- Property damage caused by catastrophic weather events like fires and flooding
- Loss of equipment, tools, electronics, or other commercial items
- Vandalism and acts of bad faith
- Damage resulting from plumbing and electrical issues
- Damage from earthquakes and flooding
COMMERCIAL CRIME INSURANCE
Let us help protect your lodging business with a policy that may safeguard you against the following employee-related crimes:
- Burglary or robbery
- Computer fraud
- Counterfeit paper currency
- Employee dishonesty
- Forgery or alteration
- Fraudulent money orders
- Funds transfer fraud
- Theft of money and securities
CYBER LIABILITY INSURANCE
Handling guest and employee information carries risks that could leave your hospitality business responsible for cyber-related liabilities. Let us help you protect your company with a policy that can safeguard you against:
- Data breaches
- Digital financial crimes
- Phishing emails
- And other cybercrimes
EMPLOYMENT PRACTICES INSURANCE WITH THIRD-PARTY LIABILITY
We design policies to include coverage that may protect your hotel or motel against employee-related claims or judgments, such as:
- Wrongful termination
- Discrimination
- Wage disputes
- And additional custom needs
EMPLOYEE BENEFITS
We know your employees make the guest experience memorable and drive your business forward. We’re here to customize an employee benefits package that attracts top talent, supports your team’s well-being, and manages costs while potentially lowering premiums.
GENERAL LIABILITY INSURANCE
General liability insurance mitigates losses should your hotel or motel become involved in the following circumstances:
- Bodily injury and casualty
- Property damage
- Personal and advertising injuries
- Legal defense costs
WORKERS’ COMPENSATION INSURANCE
Our hospitality insurance policies support your employees while financially protecting you from potential litigation and medical costs in the event of a workplace injury. Typically this coverage includes:
- Medical expenses
- Short-term and long-term disability payments
- Legal fees and judgments
- And other qualified needs tailored to your organization
CAN I GET CUSTOM HOSPITALITY INSURANCE FOR MY HOTEL OR MOTEL?
We tailor every insurance policy to the hospitality business it protects. As a result, our goal is to ensure your hotel or motel receives coverage that addresses specific risks while safeguarding your financial future.
With experience supporting private and corporate lodging companies nationally, we invite you to contact us for a quote or additional information regarding customized insurance for your hotel or motel.
Let’s Get Started
We are ready to start preparing
your customized insurance solution.