Architects & Engineers
We understand the risks architects and engineers encounter. As a result, firms of every size depend on us to create comprehensive coverage that protects their reputation and finances. Stay focused on building a brighter future with a tailored business liability insurance policy for your unique needs.
Architects & Engineers
Insurance for Architects & Engineers
Providing the best professional liability insurance that sustains your architecture or engineering firm’s growth is at the heart of what we do. That’s why we curate policies that cover individualized risks associated with your portfolio and company, whether you focus on civil or structural engineering, residential architecture, commercial design, or a different specialization.
This approach allows us to tailor a professional liability policy that supports your firm by offering coverage for:
- Design errors or omissions
- Construction delays due to design imperfections
- Non-compliance with building codes or regulations
- Client dissatisfaction over project results
- General liability insurance
- Professional indemnity policies for engineers and architects
- Professional liability insurance
- Legal expenses from lawsuits and judgments
- And other individualized needs
Let us conduct a complimentary risk assessment based on your discipline, location, and project scope by contacting us today.
WHAT TYPES OF LIABILITY INSURANCE DO ARCHITECTS & ENGINEERS NEED?
We curate coverage based on your company. We start by assessing your business, its employees, risks, and other individualized elements that influence what we include in an insurance plan.
Due to the specifics and industry-related risks, we typically start by recommending the following policies to our architecture and engineering partners:
- Professional Liability Insurance (Errors & Omissions): Covers design errors, omissions, and additional professional negligence claims.
- Commercial Liability Insurance: This may protect your firm against third-party bodily injury, property damage, and advertising injury claims.
WHAT DOES COMMERCIAL LIABILITY INSURANCE COVER?
Our primary goal is to ensure you have the insurance needed to stay focused on building your business. In nearly all cases, commercial liability insurance covers:
- Bodily injury and casualty
- Property damage
- Personal and advertising injuries
- Legal defense costs
- And many other custom needs
WHAT OTHER POLICIES SHOULD I CONSIDER FOR MY ARCHITECTURE OR ENGINEERING FIRM?
Depending on the risk assessment, we may recommend additional insurance. We suggest considering the solutions below to help safeguard your firm.
COMMERCIAL CRIME INSURANCE
We can protect your firm with a policy that offers benefits that may financially reimburse you for the following employee-related crimes:
- Employee dishonesty and theft
- Computer fraud
- Forgery or alteration
- Fraudulent money orders and counterfeit currency
- Burglary or robbery
CYBER LIABILITY INSURANCE
With increasing reliance on digital tools and cloud storage, architects and engineers need insurance that covers data and sensitive project information. Cyber liability insurance provides a solution by covering:
- Phishing email scams
- Malware or ransomware installed on company computers.
- Website spoofing that steals design plans and sensitive information
- Data breaches
- Financial crimes and theft of securities
EMPLOYMENT PRACTICES LIABILITY INSURANCE
We curate employee practice liability insurance to promote a healthy professional environment that benefits employees and employers alike. During our risk assessment, we may recommend protecting your business against employee-related claims or judgments, such as:
- Wrongful termination and discrimination
- Sexual harassment and wage disputes
- Allegations of wrongful hiring or promotion practices
- Breach of employment contracts
- And other employment risks
ENVIRONMENTAL & POLLUTION LIABILITY
We also offer specialized benefits for architecture and engineering firms that may mitigate or eliminate losses from environmental risks and pollution-related claims, such as:
- Construction site contamination
- Hazardous material exposure
- Environmental damage during project execution
- Cleanup and remediation costs
- And additional needs
Learn more about environmental and pollution liability insurance >
Let’s Get Started
We are ready to start preparing
your customized insurance solution.